The definitive guide to updating travel documents after a name change

While some people opt to keep their surname after marriage, many still choose to adopt their partner's name. Another option gaining popularity is a hyphenated last name, though the process of legally changing your name remains complex regardless of the choice.

Changing your name is often seen as a customary and even sentimental step, but there's no denying that it's a tedious process. No matter your reason for the change, this guide will help ensure you’re prepared to tackle the paperwork involved.

Step 1: Keep an eye on deadlines

This process takes time. Certain changes must be made in person, like getting your updated driver's license. Other updates may be handled by mail, but expect delays. If you're going on a honeymoon right after the wedding, book your trip under your maiden name and handle the name change afterward. You'll likely run out of time to update your IDs and credit cards before the trip, which is crucial since the TSA doesn’t accept marriage certificates as ID.

If you’re planning to change your name, now might actually be a good time — assuming no upcoming travel is in your schedule. However, keep in mind that the pandemic has made everything take longer, so prepare for extended waiting times.

Step 2: Obtain certified copies

Once you decide to proceed, you’ll need official proof of your legal name change to start the process. For example, if you're newly married, you'll need certified copies of your marriage certificate. You can get these from the vital statistics department in the state where the marriage took place. Expect to pay around $15 to $25 for the first copy, with additional copies costing around $5, though some places charge the same price for each. It’s wise to order extra copies as you may need them for document updates, and sometimes you won’t get your original back after submitting it for name changes.

Step 3: Apply for a new Social Security card

One of the first steps when changing your name should be updating your Social Security card. The card and your number will likely be needed to get your new driver's license, which is essential for many of the other steps in the process. By notifying the SSA of your name change, you’ll also inform the IRS, ensuring your name and Social Security number match. If you prefer not to mail your ID and marriage certificate, visit your local SSA office to submit the necessary forms in person. Due to the post-pandemic backlog, you may face long wait times — some have waited over a month. Keep in mind that SSA offices closed during the pandemic, so you now need an appointment to enter your local office.

Step 4: Update your driver's license

Now that you've received your updated Social Security card, it’s time to visit the DMV. Check your state's Department of Licensing website to find out which documents are required for updating your ID with your new married name. Generally, you’ll need to bring your current driver’s license, your certified marriage certificate, and your new Social Security card. Don’t forget to ask whether your voter registration will also be updated with your name change. If not, make sure to add that to your to-do list.

Step 5: Update your passport

To update your passport, find out which form you need to submit and whether it can be done by mail. If you obtained your passport less than a year ago, you’ll follow a different process than if it was issued more than a year ago. For passports older than a year, you’ll need to go through the passport renewal process. Regardless of the passport’s age, a certified copy of your marriage certificate will likely be required. Standard passport processing time is about four to six weeks, but there are expedited options available if you're in a hurry.

Naturally, these are unusual times. The U.S. Department of State is still catching up on a backlog of passport applications and renewals. You can expect a processing time of up to 11 weeks (or five to seven weeks for expedited service) for a new passport. With international travel on the rise, there’s been a significant increase in passport applications, so it might be a great moment to get your passport application in the queue — especially if you’re not planning to travel anytime soon.

Step 6: Update your name with TSA PreCheck and/or Global Entry

Once your passport is updated, you’ll need to adjust your name for trusted traveler programs. For TSA PreCheck, you can reach customer service at 855-347-8371, available weekdays from 8 a.m. to 10 p.m. ET. To update your name for Global Entry, you’ll have to visit one of the program's enrollment centers. Be sure to bring your new passport and marriage certificate, just in case.

Enrollment centers in the U.S. have reopened after the pandemic, but check the hours of your local center before planning your visit. Usually, you can walk in for the name change, but some centers may now require an appointment due to COVID-19. If so, you’ll need to schedule it online through the U.S. Department of Homeland Security’s Trusted Traveler Programs website. Availability may vary by location.

Step 7: Update your name on your CDC vaccination card

The CDC vaccination card has become an essential travel document. If the name on your card doesn’t match your passport or other official documents, it can cause issues with your travel plans. In the U.S., all state-approved COVID-19 vaccination providers are required to record vaccination information in their state's immunization database, so there’s always an official backup of your vaccination status. To request a replacement card, reach out to your state health department or the healthcare provider that administered your shots. You'll need to present your marriage license and original CDC vaccination card.

Step 8: Update your financial records

Once you have your new driver’s license and Social Security number, it’s time to update your financial records. Start by visiting your local bank branch, bringing along your updated ID and marriage certificate.

Most credit card companies will require you to mail or fax a digital copy of your updated ID showing your new name. Each issuer has its own procedure and forms. For example, Chase asks account holders to send a form along with a copy of their marriage certificate, while American Express might accept your updated U.S. passport or driver's license. Be sure to check directly with your card issuer to confirm the required forms and documentation. You can also call customer service or use the issuer's website chat feature for assistance.

Once your name has been updated on your credit cards, it will eventually be reflected on your credit report. You don’t need to contact the credit reporting agencies directly, but it’s a good idea to wait until your new name appears on your credit report before applying for new credit cards. Your credit report can also help you identify all the financial institutions where you have active accounts.

Step 9: Update your rewards accounts

After updating your personal documents, it’s time to update your loyalty program and rewards accounts. Similar to your bank, you’ll need to contact each program to learn their process for changing your name. Programs like Hyatt and Marriott typically require you to fax or mail legal documentation. Airlines like Delta and United usually request a copy of your marriage certificate or another legal document. If you had reservations before your name change, most U.S. airlines will allow a legal name change without a fee.

If you're enrolled in multiple programs, consider using an e-fax service. You and your spouse might also want to rethink your points-earning strategy moving forward.

Step 10: Seek additional assistance

If all of this feels overwhelming (we totally understand), there are services designed to streamline the process for you. The well-known service HitchSwitch allows you to enter basic information online, and it will automatically fill out all the necessary forms for your name change. Along with the completed forms, the service provides clear instructions on how to finalize and submit each application. For any forms that need to be mailed, HitchSwitch even includes the correct mailing address for each submission.