Chase Ultimate Rewards Transfer Partners: Maximizing Value in 2024

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Chase Ultimate Rewards stands out as a leader in credit card rewards programs, providing cardholders with diverse ways to earn and redeem points for travel.

If you’re planning a travel budget with points and miles, incorporating Chase Ultimate Rewards into your strategy is essential. With partnerships with top airline and hotel loyalty programs, Ultimate Rewards points offer immense value. Understanding its transfer partners is key to unlocking their full potential.

Whether you're an experienced traveler or just starting with points and miles, this guide will assist you in maximizing your hard-earned Chase points. Here’s all you need to know about Ultimate Rewards transfer partners and how to optimize your points for the best value.

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Chase airline transfer partners

Chase Ultimate Rewards cardholders can redeem their points for flights to nearly any destination worldwide. With 11 airline transfer partners across all three major alliances—Oneworld, SkyTeam, and Star Alliance—Chase Ultimate Rewards offers exceptional value for travelers thanks to its flexibility and reach. Occasionally, Chase provides bonuses of up to 30% when transferring rewards to select partners, allowing you to maximize your rewards even further.

The inclusion of airlines from each alliance guarantees users a broad range of options, regardless of their loyalty program or travel destination. This versatility makes it a highly valuable rewards program for anyone aiming to enhance their travel benefits. However, with so many choices, it can be overwhelming to decide which program to transfer your Chase points to at any time. We’ll explore this topic and identify which program offers the best value:

• Aer Lingus AerClub

• Air Canada Aeroplan

• Air France-KLM Flying Blue

• British Airways Executive Club

• Emirates Skywards

• Iberia Plus

• JetBlue TrueBlue

• Singapore Airlines KrisFlyer

• Southwest Airlines Rapid Rewards

• United MileagePlus

• Virgin Atlantic Flying Club

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Aer Lingus, AerClub

Aer Lingus, the national airline of Ireland, is an excellent choice for direct flights to the Emerald Isle. AerClub provides some of the most affordable award flights to Europe, allowing you to fly from the East Coast to Dublin for only 13,000 Avios in economy class and 50,000 in business. Currently, Chase is offering a 30% transfer bonus to AerClub, making it an even more appealing option.

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Air Canada Aeroplan

As a member of the Star Alliance, Air Canada still maintains an award chart with clear redemption rates. When United Airlines' prices soar due to dynamic pricing, Aeroplan presents a fantastic alternative. Economy flights to Europe start at 35,000 points, while business class tickets begin at 60,000 points each way. Aeroplan also offers great value for short domestic flights, starting at just 6,000 points each way.

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Air France-KLM Flying Blue

The joint Flying Blue loyalty program of Air France and KLM is among the best transfer options with Chase, offering low redemption rates for international travel and frequent discounts on award flights. You can fly between Newark (EWR) and Amsterdam (AMS), Paris (CDG), or Marrakech (RAK) for only 15,000 miles in economy or 55,000 in business class. This is an excellent deal, especially when programs like American Airlines AAdvantage require 25,000 miles for one-way award flights to Europe. Additionally, through Promo Rewards, these fares can be reduced by as much as 50% at times.

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British Airways Executive Club

The British Airways Executive Club has long been a popular choice for affordable short-haul flights. With partnerships with Alaska Airlines and American Airlines, you can find some excellent deals. For instance, you can fly from Miami (MIA) to Cancun (CUN) for just 7,500 Avios in economy class and 15,000 Avios in business.

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Emirates Skywards

Emirates is renowned for its opulent first-class cabin on the 777, which features fully enclosed suites and luxurious amenities. While it may be costly, you can experience this exceptional service on the Dubai (DXB) to Paris (CDG) route for a reasonable 67,500 miles each way. This is a fantastic way to utilize Chase Ultimate Rewards points and definitely worth the transfer.

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Iberia Plus

If you're considering a trip to Spain, transferring Chase points to Iberia Plus is a superb choice. Iberia provides numerous direct flights from the US, and their rates are quite competitive. For instance, an economy-class flight from New York (JFK) to Madrid (MAD) starts at just 17,000 miles each way. This is an amazing deal for a long-haul international flight.

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JetBlue TrueBlue

Transferring Chase Ultimate Rewards to JetBlue TrueBlue may not provide the best value. JetBlue points are valued at about 1.4 cents each for flights, which is significantly less than what you can achieve with other airlines. If you hold a Chase Sapphire Reserve Card, your points are worth 1.5 cents each when used for Chase Travel℠ bookings. Therefore, transferring points to JetBlue effectively diminishes their value.

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Singapore Airlines KrisFlyer

Singapore KrisFlyer can be a valuable Chase transfer option, depending on how you choose to redeem your miles. The Star Alliance award chart for Singapore features some outstanding redemption rates for flights to Europe and the Middle East. You can fly round-trip to Europe for just 55,000 miles in economy, 130,000 miles in business, and 160,000 miles in first class. In contrast, flights to the Middle East cost 75,000 miles in economy, 115,000 in business, and 150,000 in first class.

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Southwest Airlines Rapid Rewards

Southwest Rapid Rewards points are valued at approximately 1.5 cents each for Wanna Get Away fares. You can often derive greater value from your Chase points by transferring them to another airline. However, if you don’t typically fly business or first class, transferring points to Southwest can be a good option.

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United MileagePlus

United MileagePlus has experienced significant devaluation and now employs dynamic pricing. This means the miles needed for a flight can be unpredictable and often unreasonable. Before transferring your Chase points to United MileagePlus, compare their mileage rates with Air Canada Aeroplan and Singapore KrisFlyer. You may discover cheaper flight options, in which case transferring your points to one of those programs could be advantageous.

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Virgin Atlantic Flying Club

Virgin Atlantic Flying Club is a superb program for transferring Chase points, offering great rates on flights to Europe. For instance, you can fly from the East Coast to London for only 10,000 miles each way in economy class. West Coast flights are also a steal at 15,000 miles each way.

Virgin Atlantic also collaborates with All Nippon Airways, allowing you to fly to Japan in the airline’s luxurious “The Room” business class for just 90,000 miles round-trip.

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Chase hotel transfer partners

Chase Ultimate Rewards boasts a diverse and valuable selection of hotel transfer partners, including IHG One Rewards, Marriott Bonvoy, and World of Hyatt. These alliances enable Chase cardholders to redeem points at more than 15,000 hotels globally. You might be curious which of these programs provides the best value for your Chase points. It ultimately hinges on your travel destination, so it's advisable to conduct a comparative search on all three websites before making your decision.

Here’s a detailed overview of each Chase hotel transfer partner to assist you in making your choice:

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IHG One Rewards

IHG One Rewards is the loyalty program for popular hotel chains such as Intercontinental Hotels, Holiday Inn, Crowne Plaza, Staybridge Suites, and Kimpton, among others. Free nights start at just 10,000 points per night, and you can also opt for a Point & Cash reward for as low as 5,000 points. IHG offers a broad range of hotels and brands catering to every type of traveler.

Transferring your Chase points to IHG can be a smart move, depending on the redemption rate. IHG often sells points for 0.5 cents each, so ensure you’re obtaining significantly greater value with your Chase points transfer. IHG credit cardholders enjoy the benefit of a free fourth night on award stays, so be sure to factor in this discount when considering a points transfer to IHG.

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Marriott Bonvoy

Marriott is notable for its extensive global footprint, boasting over 8,500 hotels across 138 countries, making it a great choice for all types of travelers. Although Marriott does not publish an award chart, free night costs can be steep, ranging from 10,000 to 100,000 points per night. Members who book at least five consecutive nights receive the fifth night free, providing a substantial 20% savings.

Due to the high point requirements for free nights, transferring Chase points to Marriott is usually not advisable. The only exception is if you're saving a significant amount of money by booking with points or if you only need to transfer a small number of Chase points for an award.

Marriott features some exceptional hotels within its vast portfolio. A popular redemption option is the luxurious Al Maha Resort in Dubai, which requires at least 94,000 points per night, depending on the season.

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World of Hyatt

World of Hyatt is undoubtedly the premier Chase hotel transfer partner. This highly regarded program is celebrated for its outstanding properties and generous elite perks. Hyatt is the only Chase hotel transfer partner that continues to publish an award chart, allowing members to see exactly how many points are required for a free night, making it easier to save. Additionally, Hyatt boasts the lowest redemption rates, starting at just 3,500 points per night.

One of the best ways to maximize the value of your points is by booking all-inclusive hotels, which start at just 12,000 points per night and cover meals, lodging, and some activities. Hyatt's all-inclusive options include Hyatt Ziva and Zilara, as well as popular boutique brands like Secrets, Dreams, and Sunscape Resorts.

Whether you're seeking points for a lavish getaway or an economical airport stay, Hyatt’s affordable award chart makes it a top choice for Chase transfers.

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Strategies for maximizing your Chase Ultimate Rewards

To get the most out of your Chase Ultimate Rewards, it's crucial to understand your transfer options and identify which program offers the best redemption rates. Chase has three airline partners within the Star Alliance: Air Canada Aeroplan, Singapore KrisFlyer, and United MileagePlus. You can redeem miles from these programs to book flights on any Star Alliance airline. However, keep in mind that each program has its own redemption rates. By researching and comparing the award rates among these three, you can conserve a significant number of valuable Ultimate Rewards points.

The same principle applies to Chase hotel transfer partners: each program boasts a wide-ranging global portfolio, but redemption rates vary. Before transferring your Ultimate Rewards to a hotel partner, make sure to compare the hotel options and the points needed. Don't forget to factor in any offers for a fourth or fifth night free to maximize your savings.

Don't overlook the Chase Travel℠ portal either. While transferring points to airline and hotel partners can be profitable, sometimes booking directly through the Chase Travel℠ portal provides competitive rates and potential bonus points. If you hold a Chase Sapphire Preferred® Card, your points are valued at 1.25 cents each, and with the Chase Sapphire Reserve®, they're worth 1.5 cents each.

Additionally, consider consolidating points from various Chase cards. Merging points from options like Chase Freedom or Chase Freedom Unlimited® with premium cards like the Sapphire Reserve can greatly enhance your rewards potential. By implementing these strategies and keeping an eye on promotions, you can effectively maximize your Chase Ultimate Rewards for outstanding travel adventures.

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Which Chase Ultimate Rewards transfer partners are the best?

Determining the best Chase Ultimate Rewards transfer partner depends on your travel objectives. Each partner has unique advantages and disadvantages. Some are excellent for long-haul international flights, while others excel in short-haul domestic fares. Although every program has its sweet spots, notable transfer partners include World of Hyatt, Virgin Atlantic Flying Club, Flying Blue, and Iberia Avios, as they offer some of the best redemption rates to maximize your Chase points.

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Steps to transfer Chase points to partners

Transferring Chase points to partners is a simple process. Here’s a step-by-step guide to help you through:

1. Access your Chase account by logging in.

2. Scroll down until you find the option for “transfer points to partners” on the right side of the screen.

3. On the page showing Ultimate Rewards transfer partners, choose the travel program you wish to transfer to.

4. Check the disclosures and the estimated transfer times. Scroll to the bottom and click on “Transfer Points.”

5. Verify the account to which you want to transfer your points.

6. Specify the amount of points you wish to transfer, then click “next.”

Keep in mind that airlines and hotel loyalty programs can change redemption rates without notice. Therefore, it's advisable not to transfer points unless you have an immediate need. If possible, consider putting award tickets on hold to secure your award space while the points transfer is processed.

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Credit cards that accumulate Chase Ultimate Rewards

Chase transfer partners can provide exceptional value for your points. There are four Chase credit cards that earn Ultimate Rewards points. It’s important to remember that Chase implements the ‘5/24 rule’ for applications. If you've opened five or more accounts with any bank in the last 24 months, you may not be approved for a Chase card.

• Chase Sapphire Preferred® Card: Receive 60,000 bonus points after spending $4,000 within the first 3 months of account opening. This equates to $750 when redeemed through Chase Travel℠.

• Chase Sapphire Reserve®: Get 60,000 bonus points after spending $4,000 in the initial 3 months from account opening. That’s $900 towards travel when redeemed via Chase Travel℠.

• Ink Business Preferred® Credit Card: Earn 90,000 bonus points after spending $8,000 in the first 3 months from account opening. That’s $900 cash back or $1,125 towards travel when redeemed through Chase Travel℠.

• Ink Business Premier® Credit Card: Receive $1,000 bonus cash back after spending $10,000 within the first three months of account opening.

With any of the Chase Ultimate Rewards-earning credit cards, you can convert cash back from other cards into points. For instance, $100 in cash back translates to 10,000 Ultimate Rewards points. The advantage is that Chase's cash-back cards do not have annual fees and provide generous category bonuses, allowing you to boost your earnings without incurring extra costs:

• Chase Freedom Unlimited®: Earn an additional 1.5% on all purchases (up to $20,000 spent in the first year) — totaling up to $300 cash back. That’s 6.5% on travel booked through Chase Travel℠, 4.5% on dining and drugstore purchases, and 3% on everything else.

• Chase Freedom Flex®: Get a $200 bonus after spending $500 within the first 3 months of account opening. Additionally, earn 5% cash back on up to $1,500 in combined purchases across bonus categories each quarter you activate. Enjoy new bonus categories every quarter! Plus, earn 5% cash back on travel through Chase Travel℠, 3% on dining and drugstores, and 1% on all other transactions.

• Ink Business Premier® Credit Card: Earn $1,000 after spending $10,000 in the first three months from account opening.

• Ink Business Unlimited® Credit Card: Receive $900 cash back after spending $6,000 on purchases in the first 3 months from account opening.

• Ink Business Cash® Credit Card: Earn $350 when you spend $3,000 in the first three months, plus an additional $400 after spending $6,000 in the first six months after opening your account.

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Frequently Asked Questions

Who are the transfer partners for Chase?

Chase has a total of 14 transfer partners, consisting of 11 airlines and three hotel loyalty programs: Aer Lingus AerClub, Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways Executive Club, Emirates Skywards, Iberia Plus, IHG One Rewards, JetBlue TrueBlue, Marriott Bonvoy, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club, and World of Hyatt.

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What are the benefits of transferring Chase points to airlines?

Consider transferring Chase points to airlines if you have a valuable redemption option in mind. Chase points generally hold a value of 1.25-1.5 cents each when used for Chase Travel℠ bookings, depending on the card you hold. If transferring to airlines can yield a higher value, it’s worth doing.

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What is the typical duration for Chase points transfers?

Most transfers of Chase Ultimate Rewards points are processed instantly. However, if it’s your first transfer to a particular program, it may take longer. Marriott transfers can exceed 24 hours, while transfers to Singapore KrisFlyer often complete on the same day. Whenever feasible, place an award on hold to safeguard against losing it if the transfer takes longer than expected.

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What is the value of Chase Ultimate Rewards?

Chase Ultimate Rewards points typically have a value of 1.25 to 1.5 cents each. However, you can often achieve significantly greater value by transferring these points to airline or hotel partners.

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Is it worthwhile to transfer your Chase Ultimate Rewards points?

Transferring your Chase Ultimate Rewards points can be advantageous if you aim for a high-value redemption. For instance, using points for business or first-class flights can provide significant value, as these tickets often cost thousands of dollars, making them more accessible through points.

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Editorial note: The views expressed here are solely those of the author and do not reflect the opinions of any bank, credit card issuer, airline, or hotel chain. They have not been reviewed or endorsed by any of these entities.