Discover the most valuable Capital One transfer partners for 2024.

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Capital One's transfer partners provide remarkable flexibility, allowing you to get the most out of your rewards for travel. By transferring miles to various airline and hotel partners, you can unlock significant savings and value for your miles. Utilizing these partners lets you extend your miles further, often needing fewer miles compared to other programs.

With over 15 transfer partners and the option to redeem miles for direct travel bookings, your travel possibilities are virtually endless.

If managing over 15 airline and hotel loyalty partners for maximum value feels daunting, we’re here to help. We’ll explore each Capital One transfer partner to determine if transferring your miles is worthwhile. Here’s everything you should know about Capital One’s airline and hotel transfer partners:

• Aeromexico Club Premier
• Air Canada Aeroplan
• Air France-KLM Flying Blue 
• Accor Live Limitless (2:1)
• Avianca LifeMiles
• British Airways Executive Club
• Cathay Pacific Asia Miles
• Choice Privileges
• Emirates Skywards
• Etihad Guest
• EVA Air Infinity MileageLands (4:3)
• Finnair Plus
• Qantas Frequent Flyer
• Singapore Airlines KrisFlyer
• TAP Miles&Go
• Turkish Airlines Miles&Smiles
• Virgin Red
• Wyndham Rewards

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Capital One's airline transfer partners

Capital One boasts 15 airline transfer partners across all three major alliances—Oneworld, SkyTeam, and Star Alliance—making an airline credit card unnecessary. You can transfer Capital One miles to airlines or redeem them for nearly any flight through the Capital One Travel portal. While miles are valued at just one cent each when used this way, it’s a viable option when cash fares are low. 

• Aeromexico Club Premier
• Air Canada Aeroplan
• Air France-KLM Flying Blue 
• Avianca LifeMiles
• British Airways Executive Club
• Cathay Pacific Asia Miles
• Emirates Skywards
• Etihad Guest
• EVA Air Infinity MileageLands (4:3)
• Finnair Plus
• Qantas Frequent Flyer
• Singapore Airlines KrisFlyer
• TAP Miles&Go
• Turkish Airlines Miles&Smiles
• Virgin Red

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Aeromexico Club Premier

Aeromexico Club Premier isn't the most favorable program for transferring Capital One miles, as flights to Mexico tend to be pricier compared to other programs. In contrast, Amex Membership Rewards offers a 4:3 transfer ratio to Aeromexico, making some transfers appealing. However, most redemptions fall short in value, given that Capital One miles transfer to Aeromexico at a 1:1 ratio.

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Air Canada Aeroplan

Air Canada stands out as one of the few airlines that has actually enhanced its frequent flyer program over the years instead of diminishing its value. The program employs a distance-based award chart, which often isn't a reliable predictor since popular international routes can be pricier. However, there are notable deals, such as flights from the West Coast to Hawaii starting at only 12,500 points one way and short-haul flights under 500 miles for just 6,000 points.

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Air France-KLM Flying Blue  

The joint Flying Blue loyalty program of Air France and KLM is among the top Capital One transfer partners. Flying Blue offers some of the most affordable award flights to Europe and North Africa, with as few as 15,000 miles needed each way in economy class to reach Marrakech (RAK), or 55,000 miles for business class. This is an incredible value, especially since many airlines charge similar rates for domestic flights. You can also travel to Europe from both coasts starting at just 20,000 miles each way. Additionally, through Promo Rewards deals, you can occasionally save up to 50% on these fares.

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Avianca LifeMiles

Avianca LifeMiles is recognized for its frequent mileage promotions, allowing members to buy miles at significant discounts. Transferring Capital One miles to Avianca LifeMiles can be a smart choice for minimizing costs. The program offers excellent rates on international award flights, including one-way business class tickets to Europe for just 63,000 miles each way, with ample award availability on Star Alliance flights.

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British Airways Executive Club

The British Airways Executive Club can be an excellent option for transferring Capital One miles. As a member of the Oneworld alliance, British Airways offers short-haul flights for as little as 4,500 Avios each way. It’s also a great choice for American Airlines award flights between the West Coast and Hawaii, costing only 13,000 Avios in economy class. However, it's best to steer clear of using Avios for long-haul British Airways flights due to their high fuel surcharges.

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Cathay Pacific Asia Miles

Cathay Pacific's Asia Miles program features some attractive award options, such as American Airlines flights to Europe for 50,000 miles each way in business class. It's also a solid choice for booking Qatar Airways flights to the Middle East starting from 75,000 miles each way.

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Emirates Skywards

Emirates Skywards has high redemption rates for award flights. However, if you wish to enjoy the airline's luxurious first class without the hefty price, transferring Capital One miles to Emirates can be a worthwhile strategy. You can redeem just 87,000 SkyMiles each way for a first-class ticket from New York to Milan.

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Etihad Guest

Etihad Guest may not be the ideal program for transferring your Capital One miles. In 2023, Etihad significantly devalued its loyalty program, raising redemption rates for award flights. If you need to use miles for a Oneworld alliance flight, consider transferring Capital One miles to Cathay Pacific Asia Miles or British Airways Executive Club (for short-haul flights).

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EVA Air Infinity MileageLands (4:3)

EVA Air, based in Taiwan, is a member of the Star Alliance and offers competitive awards to Europe, South America, and the Middle East. Round-trip economy class tickets to South America and Europe are just 69,000 miles. Business class to South America is a steal at 105,000 miles, while Europe costs 130,000 miles round-trip. Business class flights to the Middle East are also reasonable at 135,000 miles round-trip. These rates become even more attractive when considering Capital One’s 4:3 transfer ratio to EVA Air Infinity MileageLands.

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Finnair Plus

Finnair’s loyalty program may not provide the best value for your Capital One miles. Its redemption rates are higher than those of other airlines, and even the costs for upgrade awards are nearly on par with what others charge for full award flights.

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Qantas Frequent Flyer

Qantas Frequent Flyer may not be the most advantageous choice for Capital One transfers due to relatively high award prices. Nonetheless, you could find good value when redeeming miles for domestic flights within Australia, starting at 6,400 miles each way.

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Singapore Airlines KrisFlyer

As a Star Alliance member, Singapore Airlines allows you to use KrisFlyer miles to fly United Airlines to Hawaii for just 35,000 miles round-trip in economy class. Consistently ranked among the best airlines globally, redeeming KrisFlyer miles for flights to Asia also offers excellent value.

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TAP Miles&Go

TAP Miles&Go is an excellent program for long-haul Star Alliance award flights. You can fly round-trip in business class between the U.S. and Portugal for only 100,000 miles. For those who enjoy long-haul journeys, TAP Miles&Go offers a fantastic deal from Australia to the U.S. on Emirates for 130,000 miles round-trip. The unique aspect of this flight is that it includes a stop in Dubai, allowing you to experience Emirates business class for an extended period at a reasonable cost.

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Turkish Airlines Miles&Smiles

Turkish Airlines Miles&Smiles stands out as the top Capital One transfer partner for Star Alliance flights. The program offers some of the lowest award rates for flights globally, with round-trip fares within the U.S. costing just 15,000 miles in economy and 25,000 miles in business class. Round-trip business class flights to Europe are an excellent deal at only 90,000 miles, significantly less than what most other frequent flyer programs charge.

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Virgin Red

Virgin Red serves as the loyalty program for Virgin Atlantic and its affiliated brands. With Virgin Red Points, you can score fantastic “sweet spot” awards, like economy class tickets for just 10,000 miles between the East Coast and London. Additionally, Virgin Red boasts an extensive partner network that includes ANA Mileage Club, Delta SkyMiles, and more, allowing you to redeem miles at competitive rates across various frequent flyer programs and airline alliances.

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Capital One hotel transfer partners

Capital One offers three hotel partners for transferring miles. Before making a transfer, it’s wise to compare costs on the Capital One Travel portal to determine if it’s more beneficial to book travel with cash or miles. With cards like the Venture X, you can earn up to 10 miles per dollar spent, potentially allowing for fewer miles needed compared to transferring rewards to a hotel loyalty program.

Nevertheless, the extensive range of transfer partners and the versatile use of Capital One miles may entirely eliminate the necessity for a hotel credit card.

• Accor Live Limitless (2:1)
• Choice Privileges
• Wyndham Rewards

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Accor Live Limitless (2:1)

Accor Live Limitless serves as the loyalty program for renowned hotel brands such as Banyan Tree, Fairmont, Mondrian, Novotel, and Pullman. With a wide array of fantastic hotels globally available for booking with points, you can redeem 1,000 Accor points for 20 Euros of hotel stays, translating to approximately 2.1 cents per point. While this presents a solid value, be aware that Capital One miles transfer to Accor Live Limitless at a 2:1 ratio. It might be more beneficial to use your miles at 1 cent each for Accor hotels listed in the Capital One Travel portal instead of transferring them.

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Choice Privileges

Choice Privileges boasts over 7,000 hotels across the globe, featuring brands like Radisson, Cambria Hotels, Park Inn, and Country Inn & Suites. You can enjoy free nights starting at just 8,000 points per night or 6,000 points for a Points + Cash redemption. This program offers an excellent opportunity to transfer your Capital One miles for cost-effective award redemptions.

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Wyndham Rewards

Wyndham Rewards is a valuable hotel loyalty program that serves as a great transfer option for Capital One miles. Free night stays begin at just 7,500 points per room, as Wyndham allows booking at various timeshare properties with multiple rooms. This offers fantastic savings for families or groups wanting to cut hotel costs without spending excessive points per night. Additionally, Wyndham offers cash and points awards starting at 1,500 points per night.

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Strategies for maximizing your Capital One miles

To make the most of your Capital One miles, it’s crucial to adopt a strategic mindset. Start by selecting a card that aligns with your spending patterns. For travelers, the Capital One Venture X Rewards Credit Card is ideal, offering up to 10 miles per dollar spent on travel. If you're seeking a business card with a low annual fee that rewards all purchases, consider the Capital One Spark Miles card. Choosing the right card is essential for optimizing your miles.

Next, aim to use your miles for maximum value. A smart way to achieve this is by comparing award redemption rates among airlines to find the best options. For instance, the lowest award flights in the U.S. are often with Turkish Airlines, which offers round-trip United economy class tickets for just 15,000 miles. You can unlock even greater value by redeeming miles for business and first-class travel.

Finally, keep an eye out for Capital One’s occasional bonus miles offers when transferring rewards to specific partners. This can enhance the value of your miles and help reduce costs on award flights. 

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Which Capital One transfer partners are the best?

The optimal Capital One transfer partners vary based on your travel aspirations. For those seeking low redemption rates on domestic flights, Turkish Miles&Smiles stands out, allowing round-trip economy flights for just 15,000 miles. For short-haul trips, British Airways Avios offers excellent value, with awards beginning at only 4,500 Avios each way. 

Flying Blue is a fantastic option if you want great rates on international travel. The program frequently features discounts of up to 50% off already low redemption rates. For instance, you can fly from the East Coast to Marrakech (RAK) for only 20,000 miles one way in economy and 50,000 miles in business.

Avianca Lifemiles is an excellent choice for booking Star Alliance flights, with business class tickets from the East Coast to Portugal priced at just 35,000 miles one way. That’s almost half of what other Star Alliance programs, like United MileagePlus, charge for similar routes.

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How to convert Capital One miles to partner programs

Capital One’s transferable miles can unlock amazing travel options when used wisely with airline and hotel partners. You can easily transfer your Capital One miles to various loyalty programs by following a few straightforward steps. Here’s a detailed guide for transferring Capital One miles to partner programs:

1. Access your Capital One account.

1. Click on the “Explore Rewards & Benefits” button located at the bottom left of the screen.

1. Choose the “Convert Rewards” option.

1. Select “transfer miles” next to your chosen airline rewards program.

1. Input your membership number for the program to which you wish to transfer miles and click “next.” 

1. Input the number of miles you'd like to transfer, then click “complete transfer.”

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Credit cards that accumulate Capital One miles

Capital One provides four personal and three business travel credit cards that earn Capital One miles. Each card offers competitive rewards on all purchases, with some featuring significant bonuses for specific categories. For instance, the Capital One Venture X card allows you to earn up to 10 miles for every dollar spent on hotels and rental cars booked through Capital One Travel, along with 2 miles per dollar on all other expenses. Several cards also include impressive benefits at global events and concerts via Capital One Entertainment.

When selecting a card to earn Capital One miles, consider one that aligns with your spending patterns. Here’s a quick overview of credit cards that provide Capital One miles:

• Capital One Venture Rewards Credit Card: Receive 75,000 bonus miles after spending $4,000 within the first three months from account opening.
• Capital One Venture X Rewards Credit Card: Gain 75,000 bonus miles once you spend $4,000 in the initial three months of account opening.
• Capital One Venture X Business: Earn 150,000 miles after spending $30,000 in the first three months from account opening. 
• Capital One VentureOne Rewards Credit Card: Get 20,000 bonus miles after spending $500 within the first three months of account activation.
• Capital One Spark Miles for Business: Acquire 50,000 bonus miles after spending $4,500 in the first three months of account opening.
• Capital One Spark Cash Select for Excellent Credit: Obtain a $500 cash bonus when you spend $4,500 in the first three months.
• Capital One Spark Cash Plus: Earn a $2,000 cash bonus after spending $30,000 in the first three months. Additional Bonuses: Receive a $2,000 cash bonus for every $500K spent in the first year.

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FAQ

Is it possible to transfer miles from Capital One to Amex?

Although you cannot transfer Capital One miles directly to Amex, both programs share 13 transfer partners. Therefore, if you possess Capital One miles and Amex points, you can move your rewards to any of these programs: Aeromexico Club Premier, Air Canada Aeroplan, Air France-KLM Flying Blue, Avianca Lifemiles, British Airways Executive Club, Cathay Pacific Asia Miles, Emirates Skywards, Etihad Guest, Qantas Frequent Flyer, Singapore Krisflyer, TAP Air Portugal, Turkish Miles&Smiles, and Virgin Atlantic Red. 

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Is it possible to convert Capital One miles to United miles?

You cannot convert Capital One miles to United miles. However, you can transfer them to several Star Alliance programs that allow you to book United flights, including Air Canada Aeroplan, Avianca Lifemiles, Singapore Krisflyer, TAP Air Portugal, and Turkish Miles&Smiles.

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How can I transfer my Capital One miles to Delta?

You cannot transfer Capital One miles directly to Delta. However, you can send them to Flying Blue or Virgin Red and then use those rewards to book Delta flights.

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Editorial note: The views expressed here are solely those of the author and do not reflect the opinions of any bank, credit card issuer, airline, or hotel chain. These entities have not reviewed, approved, or endorsed this content.