A comprehensive guide to Citi's current AAdvantage credit card offerings

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For frequent American Airlines travelers, there are several credit card options available to help you rack up extra miles and maximize your benefits on every flight with American Airlines.

Though both Barclays and Citi offer cobranded cards with American Airlines, Citi stands out with the most extensive selection of AAdvantage credit card options.

Here’s a breakdown of the top Citi / AAdvantage credit cards and their current offers, with the bonus on the first card expiring soon.

Citi / AAdvantage Executive World Elite Mastercard

The Citi® / AAdvantage® Executive World Elite Mastercard® (view rates and fees) is American Airlines' premier personal card.

Sign-up bonus: Earn 70,000 miles after spending $7,000 on purchases within the first three months of account opening.

Annual fee: $595

Ideal for: Those seeking Admirals Club access.

This sign-up bonus is valued at $1,085, based on TPG’s July 2024 valuations.

The AAdvantage Executive card received a major update in July 2023, including higher annual and authorized user fees, along with enhanced earning rates. The card now offers 4 miles per dollar on eligible American Airlines purchases and 1 mile per dollar on all other purchases. After spending $150,000 in a calendar year, you'll earn 5 miles per dollar on American Airlines purchases for the rest of the year. You’ll also earn 10 miles per dollar on qualifying car rentals and hotel bookings made through American’s car rental and hotel booking sites.

With an annual fee of $595, the AAdvantage Executive card is significantly more expensive than other options, but it offers a valuable perk for frequent travelers — Admirals Club access for you, any authorized users, and up to two guests traveling with you when you have a same-day boarding pass for an eligible flight, plus loyalty point bonuses, travel protections, and statement credits for car rentals, food delivery, ride-hailing, and Global Entry/TSA PreCheck.

This card is ideal for frequent American Airlines travelers who want premium perks like valuable statement credits and access to Admirals Club.

For more information, read our full review of the AAdvantage Executive World Elite Mastercard.

Citi / AAdvantage Platinum Select World Elite Mastercard

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is Citi’s mid-tier card for American Airlines customers.

Sign-up bonus: Earn 50,000 bonus miles after spending $2,500 within the first three months of account opening.

Annual fee: $99, waived for the first year

Ideal for: Occasional American Airlines travelers.

This sign-up bonus is valued at $775, based on TPG’s July 2024 valuations. The card has a reasonable $99 annual fee, which is waived for the first year, and comes with no foreign transaction fees.

Earn 2 miles per dollar on eligible American Airlines purchases, dining, and gas station spending. Plus, you’ll earn 1 Loyalty Point for every 1 AAdvantage mile earned from purchases. A standout feature of this card is the opportunity to receive a $125 flight discount after spending $20,000 or more during your cardholder year and renewing your card.

Along with earning 2 miles per dollar in select categories and the $125 flight discount, this card also offers perks like priority boarding, a free first checked bag for you and up to four companions, and savings on inflight snacks and beverages.

If you frequently fly American Airlines and want an upgraded flight experience without the need for Admirals Club access or expedited elite status achievement, this card offers great value. It’s also an affordable option to keep in your wallet.

For more information, read our full review of the AAdvantage Platinum Select card.

The information regarding the Citi / AAdvantage Platinum Select card has been gathered independently by Dinogo. The card details on this page have not been reviewed or provided by the card issuer.

American Airlines AAdvantage MileUp

The American Airlines AAdvantage® MileUp® card is Citi's entry-level option for AA enthusiasts.

Sign-up bonus: Earn 15,000 miles after spending $500 on purchases in the first three months of account opening.

Annual fee: $0

Ideal for: Beginners who want to start earning American Airlines miles.

The AAdvantage MileUp offers a modest sign-up bonus valued at $233, based on TPG's July 2024 valuations.

You’ll earn 2 miles per dollar on eligible American Airlines purchases and at grocery stores. The grocery store bonus category includes grocery delivery services, though it may not offer the best return for your regular grocery shopping. As a no-annual-fee card, it lacks many perks, but you’ll get 25% off inflight drinks and snacks.

If you’re just starting to earn American Airlines miles, this card could be a great budget-friendly entry point into the Citi / AAdvantage lineup. However, if you fly American Airlines frequently, you might find more value in a card with an annual fee, as they typically offer better earning rates and additional benefits.

For more information, read our full review of the Citi AAdvantage MileUp.

The information regarding the AAdvantage MileUp card has been independently collected by Dinogo. The details on this page have not been reviewed or provided by the card issuer.

Citi / AAdvantage Business World Elite Mastercard

The Citi® / AAdvantage Business™ World Elite Mastercard® (view rates and fees) is Citi's business card designed for American Airlines loyalists.

Sign-up bonus: Earn 75,000 AAdvantage miles after spending $5,000 in purchases within the first five months of account opening.

Annual fee: $99, waived for the first 12 months

Ideal for: Business travelers.

This bonus is valued at $1,200, based on TPG's July 2024 valuations. For many small businesses, reaching the $5,000 spending threshold within four months is achievable.

With the Citi AAdvantage Business card, you’ll earn 2 miles per dollar on eligible American Airlines purchases, plus 2 miles per dollar on select business expenses, including telecom services, cable and satellite bills, car rentals, and gas stations. Additional benefits include a free checked bag when flying American Airlines.

Spend $30,000 on the card in a cardmember year, and you’ll earn a companion certificate—allowing you to bring a companion on a flight for just $99 plus taxes and fees. The certificate is awarded when your account renews, provided it remains open for at least 45 days after the anniversary date.

For more information, read our full review of the Citi AAdvantage Business World Elite Mastercard.

Bottom line

If you're looking to grow your AAdvantage miles for future travel, or if the AAdvantage program's sweet spots match your travel goals, now might be the perfect time to grab one of these cobranded American Airlines cards.

Keep in mind that Citi doesn't offer travel protections on many of its cards (though they’ve reintroduced this benefit on the Executive card), which is something to consider before using your cobranded Citi card to book trips.

Having an American Airlines cobranded credit card can still make sense for the unique perks and mileage earning potential it offers, but be sure to do the math on which card is best for booking your flights.

Also, be aware of the restrictions on the sign-up bonus. With these Citi American Airlines cards, you won't be eligible for the sign-up bonus if you've received a new account bonus for the same card in the past 48 months.