Chase Shopping Portal: A Guide to Earning More Points with Shop Through Chase

Chase Ultimate Rewards points rank among the most valuable types of rewards. Unlike traditional hotel points or airline miles, these points aren't earned through travel. Instead, they primarily accumulate through the use of a credit card that generates Ultimate Rewards points, such as the Chase Sapphire Preferred® Card.

Many Chase Ultimate Rewards cards feature various bonus categories that allow you to accumulate points quickly on purchases. Additionally, the Chase shopping portal enables you to earn even more Ultimate Rewards points when shopping with select online retailers. Here's everything you need to know about the Shop Through Chase portal.

What is Shop Through Chase?

Shop Through Chase is an online shopping portal accessible through your Chase Ultimate Rewards account.

More than 500 online retailers are part of the Shop Through Chase program. To earn additional points, simply click from this section of the Chase website to your chosen retailer and proceed with your usual purchase. The Shop Through Chase portal will redirect you to the retailer's site, so all you need to do is shop as you normally would.

Taking an extra minute to use Shop Through Chase instead of going directly to the retailer's website can be worthwhile. For instance, if your retailer offers 5 points per dollar spent when you start at Shop Through Chase, a $100 purchase would net you 500 bonus Ultimate Rewards points.

How to Access the Chase Shopping Portal

The Shop Through Chase shopping portal is available to cardholders who possess at least one Chase credit card that earns Ultimate Rewards points. Notable examples include the Chase Sapphire Reserve®, Chase Sapphire Preferred Card, Chase Freedom Flex®, and Chase Freedom Unlimited®.

Most Chase cardholders are eligible to use Shop Through Chase, but those with cobranded cards do not qualify. If you have a qualifying Ultimate Rewards card, visit the Ultimate Rewards website and log in with your credit card account details.

How Does Shop Through Chase Function?

If you hold multiple Chase cards that earn Ultimate Rewards points, you need to choose which account you wish to accumulate points with upon logging into the Ultimate Rewards website.

Payouts through Shop Through Chase are typically consistent, regardless of the card you select upon logging in. However, for certain merchants, payouts may differ based on the type of card used. You can check the specific payouts by logging in with your various Ultimate Rewards-earning cards or by using an aggregator site like cashbackmonitor.com to easily compare rates across different shopping portals and cards.

After logging into the Ultimate Rewards site, click on the three dots next to "Convert to cash," select "Shopping & Experiences," and then choose "Shop & earn bonus points."

Once you're on the Shop Through Chase site, you have multiple options for navigation. One way is to enter your preferred retailer in the search box on the right.

Alternatively, you can scroll down to view the top stores currently providing enhanced earning rates. By clicking "View all stores," you can see a complete list of retailers accessible through Shop Through Chase. If you'd like to get notified when a store offers increased points, simply favorite it by clicking the small heart icon.

Once you've located the retailer you're interested in, click on the store's name. This will direct you to a page that confirms how many bonus points per dollar you'll earn on your purchase, along with any associated restrictions or rules for that merchant.

After clicking "Shop Now" on the page with the rules and restrictions, you will be directed to the retailer's website.

If you're ready to complete your purchase, do so right after being redirected to the retailer's site by Chase. Make sure not to close your browser or navigate away during this process. While the cookie placed on your browser may track the purchase even if you briefly navigate away, there’s a chance it might not. If you're uncertain, you can always restart the process from the Shop Through Chase website.

Typically, the points you earn through Shop Through Chase will show up on your "Rewards Activity" page within three to five business days after your purchase. However, in some instances, it could take as long as two billing cycles for your bonus points to be credited.

Bottom Line

My family accumulates tens of thousands of points and miles annually by shopping through portals like Shop Through Chase. These rewards help fund everything from domestic flights on Southwest Airlines to exciting trips to Europe and beyond.

Whenever you're about to make an online purchase, utilize a shopping portal aggregator to weigh your options. Given the high value of Ultimate Rewards points, the Shop Through Chase portal is often a strong contender.