Top credit card welcome bonuses for October 2024
As the holiday travel season approaches, now might be the perfect moment to review your credit card options. Sign-up bonuses and welcome offers are the fastest ways to accumulate points and miles, so we frequently refresh our selection of the best current offers in our best credit cards guide.
To help you navigate the constantly evolving landscape of bonuses, we’ve curated a list of the top card offers currently available — particularly those that deserve your attention right now due to record-high bonuses or imminent expiration.
Given that many issuers impose limits on how frequently you can receive a bonus for a card, it's crucial to time your application when a strong offer is available. Additionally, higher bonuses often don't last long, so if you’re eyeing one of these deals, it’s wise to act quickly.
Lastly, if you’re not ready to take on a premium credit card, consider these excellent entry-level options or even one featuring a 0% introductory annual percentage rate offer.
Stay informed about exclusive offers and compare our editors’ top credit card recommendations through our daily newsletter.
Top credit card deals for October 2024
| Card | Sign-up bonus/welcome offer | Welcome offer value* | Annual fee |
|---|---|---|---|
| Capital One Spark Cash Plus | Earn $2,000 cash back after spending $30,000 in the first three months. Plus, earn an additional $2,000 cash bonus for every $500,000 spent during the first year. | Up to $4,000 (with the ability to earn even more cash back depending on your spending) | $150 (see rates and fees) |
| The Business Platinum Card® from American Express | Earn 150,000 points after spending $20,000 on eligible purchases with the card within the first three months of card membership. | $3,000 | $695 (see rates and fees) |
| Capital One Venture X Business | Earn 150,000 miles after spending $30,000 on purchases in the first three months of account opening. | $2,775 | $395 (see rates and fees) |
| American Express® Business Gold Card | Earn 100,000 bonus points after spending $15,000 on purchases in the first three months of card membership. | $2,000 | $375 (see rates and fees) |
| Ink Business Preferred® Credit Card | Earn 90,000 bonus points after spending $8,000 on eligible purchases in the first three months of account opening. | $1,845 | $95 |
| The Platinum Card® from American Express | Earn 80,000 points after spending $8,000 in the first six months of card membership, though you may be able to get a higher bonus through the CardMatch tool (terms apply; offer subject to change). | $1,600 | $695 (see rates and fees)
|
| World of Hyatt Credit Card | Earn five free nights at any category 1-4 Hyatt hotel or resort after spending $4,000 on purchases in the first 3 months from account opening. | Up to $1,530 | $95 |
| Chase Sapphire Preferred® Card
| Earn 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months of account opening, plus a $300 statement credit on Chase Travel℠ purchases within the first year. | Up to $1,530 (including the $300 travel credit) | $95 |
| Aeroplan® Credit Card | Earn up to 100,000 bonus points: 75,000 bonus points after spending $4,000 on purchases in the first three months of account opening, plus 25,000 bonus points after spending $20,000 on purchases in the first 12 months of account opening. | Up to $1,500 | $95 |
| Capital One Venture Rewards Credit Card | Earn 75,000 bonus miles when you spend $4,000 on purchases within the first three months from account opening. | $1,388 | $95 (see rates and fees) |
| Capital One Venture X Rewards Credit Card | Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months of account opening. | $1,388 | $395 (see rates and fees) |
| Delta SkyMiles® Reserve Business American Express Card | Earn 110,000 miles after spending $12,000 on purchases in the first six months of card membership. Offer ends Oct. 23. | $1,320 | $650 (see rates and fees) |
| American Express® Gold Card | Earn 60,000 points after spending $6,000 in the first six months of card membership. Plus, receive 20% back in statement credits on eligible restaurant purchases (up to $100) within the first six months of card membership. You may be able to get a higher bonus through the CardMatch tool (terms apply). Offer ends Nov 6. | Up to $1,300 | $325 (see rates and fees) |
Chase Sapphire Reserve® | Earn 60,000 points after spending $4,000 on purchases in the first three months of account opening. | $1,230 | $550 |
| Delta SkyMiles® Reserve American Express Card
| Earn 100,000 bonus miles after spending $6,000 on purchases in the first six months of card membership. Offer ends Oct. 23. | $1,200 | $650 (see rates and fees) |
| Delta SkyMiles® Platinum Business American Express Card | Earn 100,000 bonus miles after spending $8,000 on purchases in the first six months of card membership. Offer ends Oct. 23. | $1,200 | $350 (see rates and fees) |
| Citi® / AAdvantage Business™ World Elite Mastercard® | Earn 75,000 bonus American Airlines AAdvantage miles after spending $5,000 in purchases within the first five months of account opening. | $1,200 | $99; annual fee waived in the first year (see rates and fees) |
| Aer Lingus Visa Signature® Card
British Airways Visa Signature® Card Iberia Visa Signature® Card | Earn 85,000 Avios after spending $5,000 on purchases within the first three months of account opening. | $1,190 | $95 |
| Southwest Rapid Rewards® Performance Business Credit Card | Earn 80,000 bonus miles after spending $5,000 on purchases in the first 3 months from account opening. | $1,120 | $199 |
Delta SkyMiles® Platinum American Express Card | Earn 90,000 bonus miles after spending $4,000 on purchases in the first six months of card membership. Offer ends Oct. 23. | $1,080 | $350 (see rates and fees) |
Delta SkyMiles® Gold Business American Express Card | Earn 90,000 bonus miles after spending $6,000 on purchases in the first six months of card membership. Offer ends Oct. 23. | $1,080 | $0 intro annual fee for the first year, then $150 (see rates and fees) |
Marriott Bonvoy Boundless® Credit Card | Earn 125,000 bonus points after spending $5,000 on eligible purchases within the first three months from account opening. | $1,063 | $95 |
| The Hilton Honors American Express Business Card | Earn 175,000 bonus points after spending $8,000 on eligible purchases in the first 6 months of card membership. Offer ends Jan 8. | $1,050 | $195 (see rates and fees) |
| United Club℠ Infinite Card | Earn 80,000 bonus miles after spending $5,000 on purchases in the first three months from account opening. | $1,040 | $525 |
*The value of the welcome offer is based on TPG's October 2024 valuations and has not been supplied or reviewed by the issuer.
Capital One Spark Cash Plus
This business credit card is notable for its straightforward approach, offering unlimited 2% cash back on every purchase along with a record-high welcome bonus.
DinogoMoreover, the $150 annual fee is waived if you spend $150,000 or more within a calendar year (refer to rates and fees).
This card is a great option for business owners seeking an attractive welcome offer and straightforward rewards.
American Express Business Platinum Card
This business card is notable not only for its highly valuable welcome bonus but also for travel benefits that can easily offset the card's $695 annual fee (see rates and fees).
Cardholders receive automatic Gold status in both the Hilton Honors and Marriott Bonvoy loyalty programs, along with some of the finest lounge access benefits available with any business card.
DinogoCardholders earn 5 points per dollar on flights and prepaid hotel bookings made through American Express Travel, 1.5 points per dollar on qualifying purchases in selected business categories, and on eligible purchases of $5,000 or more (up to $2 million in such purchases each calendar year, then 1 point per dollar).
Enrollment is necessary for certain benefits.
Check out our review of the American Express Business Platinum Card for additional details.
Capital One Venture X Business
The Capital One Venture X Business is the business edition of the well-regarded Capital One Venture X Rewards Credit Card. Similar to its personal version, it provides luxurious travel benefits for a reasonable annual fee and features a straightforward earning scheme of at least 2 miles per dollar on all purchases.
DinogoThis card is a fantastic option for small-business owners who value simplicity. It includes perks such as airport lounge access and a significant travel credit at a relatively low annual fee.
Check out our review of the Venture X Business for more insights.
American Express Business Gold
The Amex Business Gold is an excellent choice for business owners aiming to maximize rewards with a single card.
It features 4-point-per-dollar earning categories that automatically adjust to your highest spending areas each billing cycle (on the top two eligible categories each month; limited to $150,000 in total purchases each calendar year, then 1 point per dollar).
DinogoCheck out our review of the Amex Business Gold Card for more details.
Ink Business Preferred
The Ink Business Preferred is one of our top-rated business credit cards.
According to TPG's October 2024 valuations, the welcome bonus for this card is valued at over $1,800, especially since you can benefit from Chase's impressive array of airline and hotel transfer partners. Points redeemed via the Chase Travel℠ portal hold a value of 1.25 cents each, which is quite favorable.
DinogoThis card offers 3 points per dollar spent on travel, shipping, internet, cable, phone services, and advertising on social media and search engines, applicable to up to $150,000 in combined purchases (1 point per dollar thereafter).
Additional benefits include cellphone protection, primary rental car coverage (when rented for business purposes), purchase protections, and the option to add employee cards to your account at no extra cost.
Check out our review of the Ink Business Preferred Credit Card for further details.
American Express Platinum
Often dubbed the king of premium travel rewards cards, the Amex Platinum provides a host of advantages — all for a $695 annual fee (see rates and fees). Cardholders receive perks such as automatic elite status with both Hilton Honors and Marriott Bonvoy, along with some of the finest airport lounge access offered by any card.
DinogoCardholders earn 5 points per dollar on flights booked directly with airlines or through American Express Travel, as well as on prepaid hotels booked via American Express Travel (for up to $500,000 in purchases each calendar year), and 1 point per dollar on other eligible purchases.
Enrollment is necessary for certain benefits.
While the current welcome offer delivers great value, utilize the CardMatch Tool to check if you qualify for an even better one (offers are targeted and may change at any time).
Check out our review of the American Express Platinum Card for additional details.
World of Hyatt Credit Card
The World of Hyatt Credit Card stands out as one of the top cobranded hotel cards available, thanks to its automatic elite status and generous rewards rate.
DinogoWhile Hyatt may not have the largest presence, it boasts some exceptional hotels globally. Moreover, Hyatt is among the few hotel programs that still employs a fixed award chart with peak and off-peak pricing, providing excellent value for your points.
With its impressive rewards rate, elite status, and unbeatable welcome offer, this card is definitely worth considering, even if you don’t frequently stay at Hyatt properties.
Chase Sapphire Preferred
The Chase Sapphire Preferred is regarded as one of the top and most affordable travel rewards credit cards available.
DinogoIn terms of earning potential, the Sapphire Preferred earns 5 miles per dollar on Lyft (until March 31, 2025) and on travel booked through Chase Travel, along with 2 points on other travel expenditures.
These valuable points can be transferred to various airline and hotel partners or redeemed for travel directly at a value of 1.25 cents per point through Chase Travel.
Check out our review of the Sapphire Preferred for additional insights.
Aeroplan Card
The Aeroplan Credit Card stands out as one of the premier cobranded airline credit cards available, offering flexible redemption options and valuable airline perks.
DinogoAeroplan points are a highly sought-after currency, enabling you to book domestic flights with United and international flights through Star Alliance airlines and other partners. Notably, Aeroplan continues to use an award chart for partner award flights.
With its robust earning potential and additional incentives for spending beyond the sign-up bonus, the Aeroplan credit card is a solid option for many points and miles aficionados — even for those outside of Canada.
For more details, check out our review of the Aeroplan card.
Capital One Venture Rewards
The Venture Rewards offers excellent value for a mid-tier credit card.
You earn a consistent 2 miles per dollar on all purchases globally, with the opportunity to earn 5 miles per dollar on hotels, vacation rentals, and car rentals booked via Capital One Travel. The miles can be transferred to over 15 airline and hotel partners or redeemed through the Capital One Travel portal.
DinogoThis card is notable for providing an application fee credit for Global Entry or TSA PreCheck; most other cards offering this benefit come with annual fees exceeding $400.
The Venture Rewards card has no foreign transaction fees (see rates and fees), allowing you to use it abroad without additional costs.
For further details, read our review of the Capital One Venture Rewards Card.
Capital One Venture X Rewards
The Venture X card represents Capital One's premium personal rewards option, featuring excellent earning potential and outstanding benefits.
The card boasts an impressive welcome bonus valued at approximately $1,388, based on our October 2024 valuations, along with superb airline and hotel transfer partners.
Cardholders also benefit from $300 in annual credits for bookings made through Capital One Travel, extensive lounge access, and receive 10,000 bonus miles each year on their account anniversary.
DinogoIn terms of earning rates, the Venture X card accumulates 10 miles per dollar on hotels and car rentals booked through Capital One Travel, 5 miles per dollar on flights and vacation rentals booked via Capital One Travel, and a limitless 2 miles per dollar on all other purchases.
For more details, read our review of the Capital One Venture X card.
Delta SkyMiles Cards
Delta offers a range of personal and business cards — including the Delta SkyMiles® Gold American Express Card, Gold Business, Platinum, Platinum Business, Reserve, and Business Reserve — featuring enhanced welcome bonuses, with five cards providing over $1,000 in value according to TPG's September 2024 valuations. These offers expire on Oct. 23.
ZACH GRIFF/DinogoMany travelers favor Delta for its excellent onboard services and loyalty program. Delta's array of credit cards provides benefits like free checked luggage and priority boarding, as well as premium options that offer perks such as lounge access and complimentary upgrades.
Discover more about Delta's card offerings.
American Express Gold
The Amex Gold card was updated in July and has become a favorite among many TPG team members, largely due to its excellent earning potential for dining and grocery purchases.
It offers 4 points per dollar on dining at restaurants (up to $50,000 in purchases each calendar year, then 1 point per dollar) and at U.S. supermarkets (up to $25,000 in purchases each calendar year, then 1 point per dollar).
DinogoAdditionally, the card provides several dining statement credits to help mitigate the reasonable annual fee of $325 (see rates and fees).
Enrollment is necessary for certain benefits.
Check out our review of the American Express Gold Card for further details.
Chase Sapphire Reserve
The Chase Sapphire Reserve stands out as one of the top rewards credit cards available, enhancing your travel experience.
DinogoEarn 10 points for every dollar spent on hotels and car rentals booked through Chase Travel℠, accumulating valuable Ultimate Rewards points that can be transferred to partner hotels and airlines, or redeemed for flights at a rate of 1.5 cents per point.
Additionally, enjoy a $300 annual travel credit, access to airport lounges, and a range of other fantastic benefits.
Check out our review of the Sapphire Reserve card for more insights.
Citi / AAdvantage Business World Elite Mastercard
The Citi / AAdvantage Business World Elite Mastercard features an impressive welcome offer valued at $1,200, according to TPG's October 2024 assessments.
DinogoThis card offers the first checked bag free and the opportunity to earn a companion pass, making it a great choice for any loyal American Airlines traveler.
Moreover, the American AAdvantage loyalty program frequently features excellent award flash sales and offers valuable sweet spot awards on premium cabin flights with partner airlines like Qatar Airways and Japan Airlines.
Avios cards
Chase offers three Avios-earning cards — the Aer Lingus Visa Signature Card, British Airways Visa Signature Card, and Iberia Visa Signature Card — all with enhanced welcome offers valued at $1,190, according to TPG's October 2024 evaluations.
An Aer Lingus plane in Dublin. SEAN CUDAHY/DinogoThe Avios-earning cards enable you to transfer your Avios at a 1:1 ratio between these programs. Additionally, you can utilize Avios to book domestic flights with American Airlines and Alaska Airlines, making this card worthwhile even if you don’t reside in or travel to Europe.
Discover more about the Avios card offerings.
Southwest Rapid Rewards Performance Business Credit Card
The Southwest Rapid Rewards Performance Business Credit Card features a generous welcome bonus valued at $1,120, based on TPG's October 2024 assessments. As Southwest's premier card, it offers benefits such as four upgraded boardings annually, inflight Wi-Fi credits, anniversary points, and a credit for TSA PreCheck/Global Entry.
DinogoMany travelers have a fondness for Southwest Airlines, a sentiment that intensifies if you carry one of the premier Southwest Airlines credit cards. The airline offers distinct advantages, such as no change fees and two complimentary checked bags for every passenger.
When these benefits are combined with a robust route network—covering both international locations and Hawaii—and the user-friendly Rapid Rewards frequent flyer program, it's clear why Southwest has cultivated a devoted customer base.
Explore more about Southwest's card offerings.
Marriott Bonvoy Boundless
The Marriott Bonvoy Boundless card features a reasonable annual fee and offers great benefits for both regular and occasional Marriott guests. If you're looking for a free night award and automatic elite status, this card could be a valuable addition to your collection.
DinogoThe $95 annual fee can be easily balanced out by the free night award and solid rewards on Marriott stays. This card is worth your consideration, even if you don’t often stay at Marriott properties.
Check out our review of the Marriott Bonvoy Boundless for more insights.
Hilton Honors Business
The Hilton Honors Business card comes with a reasonable annual fee and offers great benefits for Hilton guests.
DinogoThis card is a good option even if you don’t often stay at Hilton locations. It provides complimentary Gold status and a route to Diamond status through spending on the card.
Check out our review of the Hilton Business Amex for further details.
United Club Infinite
The United Club Infinite Card is unmatched for United lounge access. If you're a frequent United traveler who invests significantly with the airline each year, this card is an excellent choice for your wallet.
DinogoWhile the $525 annual fee may seem steep, it includes United Club membership, which typically costs $650 per year for non-elite members.
Explore our review of the United Club Infinite for additional insights.
Bottom line
The fastest way to accumulate points and miles is by applying for a new credit card. If any of these offers catch your eye, act quickly, as they may be available for a limited time only.
Keep in mind that Chase's 5/24 rule suggests it's often wiser to apply for Chase cards before considering products from other issuers. Here’s some guidance on how to select the best credit card for your needs.
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