This Is Your Final Opportunity to Take Advantage of Citi Premier’s Best-Ever 80K Point Intro Offer

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The offer outlined below was accurate at the time of publication, but as of January 9, 2023, it is no longer available.

The Citi Premier® Card stands out as a superb, flexible travel credit card, offering one of the quickest points accrual rates in the credit card landscape, all while maintaining a low annual fee of $95. Cardholders earn three points for every dollar spent at restaurants, supermarkets, and gas stations, as well as on flights and hotels. (For comparison, the Chase Sapphire Preferred, with its $95 annual fee, offers three points on dining but only two on travel and one on purchases at gas stations and traditional supermarkets.)

Since June 2022, the Citi Premier® Card has been attracting new cardholders with its most generous welcome bonus yet: Earn 80,000 bonus ThankYou® points after spending $4,000 within the first three months of account opening. These points can be redeemed for $800 in gift cards with popular retailers or transferred to 14 airline partners at a 1:1 ratio. However, like all good things, this exceptional introductory bonus will end on January 9, 2023.

After the holiday bills and New Year’s spending goals, applying for a new credit card might not be the first thing on your mind in early 2023. Yet, this opportunity with the Citi Premier® Card could be rare. Historically, the card's offers have fluctuated between 30,000 and 60,000 points; the current 80,000-point bonus is exceptional and may not appear again soon (if ever!). Here’s why you should take a closer look at this underrated card before the best-ever promotion concludes.

An unprecedented welcome bonus and the best ways to utilize it

The Citi Premier® Card is presenting an unparalleled 80,000-point welcome bonus until January 9, 2023. This bonus is offered in Citi ThankYou points, which can be redeemed in numerous ways. One of our favorite options is redeeming for gift cards at a rate of 1,000 points for $10 (for instance, 80,000 points equates to $800 in gift cards). More than 100 retailers are part of this gift card program, including Apple, Starbucks, CVS Pharmacy, Target, and DoorDash.

Another excellent method for redeeming ThankYou points is by transferring them to airline partners. ThankYou points can be transferred to 14 airline partners at a 1:1 ratio, and these partnerships can enhance the value of your ThankYou points. For instance, JetBlue TrueBlue is one partner, and TrueBlue points are tied to ticket dollar values, typically worth around 1.5 cents each. Therefore, the 80,000-point welcome bonus could translate to $1,200 in JetBlue tickets.

Here is the full list of airline transfer partners.

• Aeromexico Club Premier
• Air France–KLM Flying Blue
• Avianca LifeMiles
• Cathay Pacific Asia Miles
• Emirates Skywards
• Etihad Guest
• EVA Air Infinity MileageLands
• JetBlue TrueBlue
• Qantas Frequent Flyer
• Qatar Airways Privilege Club
• Singapore Airlines KrisFlyer
• Thai Airways Royal Orchid Plus
• Turkish Airlines Miles & Smiles
• Virgin Atlantic Flying Club

Citi ThankYou is the sole credit card program that facilitates transfers to international partners such as Qatar Airways and Thai Airways.

A card that helps you accumulate points rapidly

The Citi Premier Card enables you to accumulate points at a fast pace by offering triple points in various popular spending categories favored by travelers. You'll earn three points for every dollar spent at restaurants, supermarkets, gas stations, and on air travel and hotels (plus one point per dollar on all other purchases). These earning rates surpass those of the Chase Sapphire Preferred. The triple points on dining and travel match the earning structure of the Chase Sapphire Reserve, which is a significant selling point for that card. However, the Reserve comes with a hefty annual fee of $550 compared to Citi Premier’s more manageable $95.

An outstanding extended warranty program leading the industry

When it comes to extended warranty programs offered by credit cards, the Citi Premier Card stands out as the best. It not only extends the manufacturer’s warranty by an extra 24 months, but this is double the 12 months provided by competitors like the American Express Platinum Card and the Chase Sapphire Preferred. Additionally, the Citi Premier Card offers warranty coverage for up to seven years from the date of purchase, complementing customer-purchased extended warranties such as AppleCare+. In comparison, the Chase Sapphire Preferred and Reserve cards have a maximum coverage limit of four years from the purchase date.

This card is ideal for purchasing high-ticket electronic items like MacBooks, DSLR cameras, and stylish headphones.

Additional perks

A notable feature of the Citi Premier Card is its annual hotel credit. Each year, you can receive a $100 credit on a prepaid hotel booking of $500 or more made through Citi ThankYou Travel. However, unlike its Chase Sapphire and Amex counterparts, the Citi Premier Card does not provide implicit travel insurance or credits for TSA PreCheck or Global Entry.

Key points to remember

The Citi Premier® Card is currently featuring its highest-ever welcome bonus of 80,000 points, available until January 9, 2023. While it's challenging to forecast future offers from Citi, this card has enjoyed popularity in previous years with significantly lower introductory bonuses and has even gone long stretches without increasing the bonus amount.

This card provides an excellent opportunity to earn points swiftly and offers considerable flexibility for redeeming those points. Additionally, it boasts the leading extended warranty program in the credit card industry, making it particularly appealing to tech-savvy travelers.

For those in search of a versatile credit card that accommodates everyday spending and travel without incurring a hefty annual fee—along with a generous 80,000-point bonus—this card is worth considering now. Even if the thought of obtaining a new credit card feels overwhelming at the start of 2023, think about the long-term benefits: a whole year of travel lies ahead, and this substantial bonus can significantly contribute to reaching your dream destination in the spring, summer, or fall.

While the offers described here are accurate as of the time of publication, they are subject to change at any moment and may have already changed or may no longer be valid. This article was initially published in July 2022 and was updated on January 5, 2023, to reflect the latest information.